Five Reasons You Need To Invest in an Extended Service Agreement.

Peace of Mind: Why worry about the cost of unexpected repairs? Your Service agreement may cover mechanical breakdowns from the day you purchase your vehicle or agreement.

Protect Yourself Against Inflation: The price of parts and service increase every year. Your one time investment can provide mechanical breakdown protection for years regardless of future repair costs.

Protect Your Investment: You just made a sizable investment in an RV that will give you and your family years of enjoyment. An RV is comprised of many complex systems, often even more than a home, that travel up and down the road. A service agreement makes it easy for you to protect your RV and preserve its value, regardless of where the road may take you.

Eliminate Unplanned Expenses: Don't let repair bills burst your vacation budget. Your Service policy means mechanical breakdown expenses won't lead to canceled travel plans.

Protection You Can Afford: Compared to the cost of physical damage insurance, a service agreement is an excellent value. As a percent of the unit's purchase price, it is less expensive than other service agreements on many home appliances, tools, or electronics, and it just makes a lot more sense, considering the numerous complex systems that are covered.

ASK us about an RV Extended Service Contract to Protect Your Home away from Home

If You Are Purchasing a New or Used Unit, insist on it! Don't leave home without it!

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Why Finance Your RV?

When you finance your purchase instead of liquidating assets or paying cash, you maintain your personal financial flexibility. Plus, your RV may qualify for some of the same tax benefits as a second home mortgage. Of course, check with your tax advisor, but basically to qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as a sleeping area, bathroom and cooking facilities. Remember, the RV is considered a qualified second residence as long as you designate it for each tax year.

What Are the Advantages of Financing Through a RV Lending Specialist?

Down payments are lower - Although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased, financing through RV lenders usually requires down payments in the 10% range.

Finance terms are longer / Monthly payments are lower - Because RV finance specialists know that RVs maintain their value and resale appeal, they tend to offer more attractive terms. In fact, it's not uncommon to find 15-20 year repayment schedules to help you afford the RV of your dreams.

How Does RV Financing Compare With Other Payment Options?

Borrowing against an owned home is not an option unless the money is used directly for that home. Home mortgage interest deduction is restricted to interest paid on mortgage debt used to purchase or improve a residence, or to refinance the remaining balance on a purchase or improvement. The purchase of an RV, therefore, does not qualify for this deduction. Home equity loans limit the amount of interest that is deductible, if your RV loan balance exceeds $100,000. Home mortgage interest deduction is limited to interest paid on home equity loans up to $100,000.

The Last Word on RV Financing

Your RV might actually cost you less in the end if you finance your purchase. By not tapping into your financial assets to purchase the RV, you can take advantage of attractive new investment opportunities that might come along and the earnings from those investments can potentially exceed the cost of your RV financing. The bottom line is that if you are thinking of buying an RV, you should check financing options to maximize your purchase enjoyment. You'll be on the road enjoying your new RV before you know it!

Information provided by GoRVing.com